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Home of the REB Top 100 Agents

Real Flow strengthens pan-APAC leadership in real estate finance

By RealFlow
20 January 2026 | 4 minute read
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Real Flow strengthens its position as the region’s leading real estate cashflow specialist following a strategic investment from Singapore-based fintech Lyte.

The investment supports Real Flow’s continued expansion across Australia and New Zealand and accelerates the delivery of faster approvals, greater funding certainty and deeper technology enablement for real estate agents, vendors, landlords and buyers.

The partnership builds on a standout year of growth for Real Flow, driven by accelerating agent adoption, deepening network partnerships and continued investment in scalable, intelligent technology as demand for specialist cashflow solutions continues to rise.

Founded in Australia, Real Flow has built the largest and most established real estate cashflow platform in New Zealand. The business remains firmly focused on supporting local real estate professionals through specialist cashflow solutions, with the partnership with Lyte adding fintech scale and infrastructure while preserving Real Flow’s local service model and deep understanding of the ANZ property market.

Lyte is a leading real estate fintech platform across Southeast Asia, supporting thousands of agents through commission advance and cashflow solutions. Its expertise in credit decisioning, automation and risk management directly enhances Real Flow’s platform capabilities.

For agents, this translates into faster access to funds, higher approval confidence across a broader range of scenarios, and reduced friction throughout the funding process. These capabilities are being embedded directly into Real Flow’s technology and integrations, enabling agents to access funding seamlessly within the systems and workflows they already use.

Recently featured in the Australian Financial Review, the partnership highlighted Real Flow’s continued growth and scale, including its long-standing presence in the Australian and New Zealand markets and its track record of supporting thousands of agents through specialist cashflow solutions. The coverage also noted Real Flow’s extensive agent network, strong loan volumes and revenue growth, as well as the strategic investment from Singapore-based fintech Lyte to support further product development and technology capability.

Justin Steer, CEO of Real Flow, said:
“At Real Flow, our business is relationship first, underpinned by award-winning technology designed to deliver real outcomes for agents and their clients. We stay focused on what we do best—real estate cashflow—while partnering and integrating with other leading platforms to ensure agents have best-in-class solutions without unnecessary complexity.”

Real Flow continues to invest in practical, agent-led solutions across the property lifecycle. From vendor-paid advertising and commission advances through to landlord and buyer-focused cashflow products, the platform is designed to help agents win listings, launch stronger campaigns and deliver better client outcomes without delay.

The partnership also advances Real Flow’s technology roadmap, including AI-driven decisioning, enhanced risk assessment and deeper integrations with leading CRMs, proptech platforms and digital marketplaces. This ensures funding can be accessed directly within existing workflows, supported by a strong local service and compliance framework.

Today, Real Flow works with thousands of real estate agencies across Australia and New Zealand, supporting tens of thousands of agents. Its expanded regional footprint enables faster innovation and greater scale, with those capabilities reinvested directly into its core ANZ markets.

With continued growth and multiple new products in development, Real Flow remains focused on one objective: helping real estate professionals move faster, transact smarter and unlock cashflow with confidence.


To learn more about Real Flow and its real estate cashflow solutions, visit realflowfinance.com.au/contact-us

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