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Following the latest RBA rate cut, non-bank lender Bluestone has tacked on an extra 0.25 per cent discount, boosting investors’ borrowing power and creating more sales opportunities for agents.
On 12 August, the Reserve Bank of Australia (RBA) confirmed the widely anticipated interest rate cut, trimming the cash rate by 25 basis points to 3.6 per cent.
This marked the third rate cut in six months, bringing the cash rate to its lowest level in two years.
Following the announcement, non-bank lender Bluestone reduced its rates immediately and revived its limited-time 25th anniversary offer of an additional 0.25 per cent discount on rates across all products.
Chief commercial officer at Bluestone Home Loans, Tony MacRae, said the extra discount emphasises the firm’s commitment to delivering competitive, customer-first lending for the whole property sector.
“The RBA’s cut is a boost for buyer confidence, and Bluestone is making it go further,” MacRae said.
“By passing on the full cut and adding an extra 0.25 per cent p.a. discount, we’re giving agents more qualified buyers with greater borrowing power – helping turn interest into sales.”
MacRae said that in Australia’s fast-paced property market, real estate agents, investors, and lenders need both speed and value.
“Together, these changes create one of the strongest lending propositions in the non-bank sector, perfectly timed for investors ready to make moves as we head into the spring property market.”
For existing customers, Bluestone will pass on rate reductions starting 1 September 2025.
Over 25 years, Bluestone has been a pioneer in non-bank lending, offering tailored services and flexible products to fit the diverse needs of Australian borrowers.
”Bluestone continues to provide tailored solutions for a wide range of borrower profiles, including self-employed, near prime, and SMSF clients,” MacRae concluded.
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